⚡ DIRECT ACCESS TO IGSS
Guatemalan Social Security Institute
Which to use?
  • IGSS Portal — institutional, programs, news, PDF forms
  • Electronic Services — online employer registration, electronic payroll, contributions lookup
  • Employer Payment Calendar — monthly deadlines by NIT last digit
  • 1522 / WhatsApp — information and queries (1522: Mon-Fri 7:00-19:00, Sat-Sun 8:00-16:00). Appointments are booked in person at your assigned unit
📞 Contact Center: 1522 · 📞 Alt: 2412-1224 / 2297-1224 · 📍 7a Avenida 22-72 Zona 1, Guatemala City · 🆔 Verified: May 2026

IGSS (Instituto Guatemalteco de Seguridad Social) is the autonomous institution that administers social security in Guatemala, created by Decreto 295 of 1946 and inaugurated in 1948, covering health (EMA), pensions (IVS), maternity, workplace accidents and recreation (via IRTRA). Covers all formal-sector workers; former salaried workers can keep paying into the pension programme (IVS) as voluntary contributors.

Quick rule: Are you a worker? → Your employer enrolls you on day 1. You contribute 4.83%, receive medical coverage + pension. Are you an employer? → Register within 6 days, pay the 12.67% employer contribution monthly per the calendar. Left salaried work with 12+ contributions in the last 36 months? → Voluntary Contribution (pensions only, no medical care). Pensioner? → Annual survival verification mandatory.

5 Main IGSS Programs

ProgramWhat it coversWho receives it
EMASickness, Maternity, Accidents — medical care, surgeries, medicines, IGSS hospitalsActive contributing affiliates (coverage from month 1)
IVSDisability, Old Age, Survivorship — contributory pensionsAffiliates with 240+ contributions (old-age 60 men / 60 women)
PRECAPISpecial Protection Program for Domestic WorkersDomestic workers employed at least three days a week in Guatemala department; enrollment is mandatory for their employers (IGSS Board Acuerdo 1235, Arts. 2 and 77)
IPLENAFull Incorporation Program for Children and AdolescentsChildren and adolescents of affiliated workers
PLANPensions for Workers in IGSS ServiceInternal IGSS employees

IGSS sub-portals

PortalPurpose
igssgt.orgInstitutional site — programs, news, PDF forms
Electronic ServicesAccess to Affiliate Portal, Employer Portal, electronic payroll
servicios.igssgt.org/PatronosOnline employer registration
Payment CalendarMonthly employer payment deadlines by NIT
Voluntary ContributionVoluntary contributor enrollment (former salaried contributors; IVS pensions only)
Survival VerificationAnnual pensioner verification
Migrant WorkerInformation for Guatemalans working abroad
CAMIPComprehensive Pensioner Medical Care Center
CATAFIAffiliate Care Center
FormsDownload all IGSS forms
Formate IGSSInternal training platform
Contributions LookupVerify accumulated contributions

IGSS trámites by audience

For employers

TrámiteCostTime
IGSS Employer RegistrationFree6 business days from start of operations
Monthly Employer Payment + 2026 Calendar12.67% payrollMonthly per NIT

For affiliated workers

TrámiteCostTime
Worker IGSS EnrollmentFreeEmployer does it day 1
Contribution CertificateFree1-5 days
IGSS Medical AppointmentFreeImmediate to 7 days
Maternity (84 days at 100%)Free84 paid days
Temporary DisabilityFreePaid from day 4
IRTRA Card (recreation)Free1-3 days

For pensioners

TrámiteCostTime
Old-Age PensionFree60-90 days
Disability PensionFree90-180 days
Survivorship PensionFree60-90 days
Survival Verification (annual)FreeAnnual mandatory

For independents and migrants

TrámiteCostTime
IGSS Voluntary Contribution5.5% of last obligatory salary (pensions only)Apply the month after your last month worked
IGSS Migrant Worker CoverageQ1,000 per month (Acuerdo 1543)Online enrolment; IGSS publishes no processing time
PRECAPI Domestic WorkersFixed quarterly employer contribution, mandatory for employers of a worker 3+ days a week (Acuerdo 1235, Art. 2)10-15 days

Correction, 23 September 2026. An earlier version of this page said IGSS voluntary contribution was open to freelancers and other independents on a declared base of 1-5 minimum wages, with EMA medical coverage from month 4. IGSS’s own March 2026 guidance says voluntary contribution (Acuerdo 1124 de Junta Directiva) is for former obligatory contributors with at least 12 paid IVS contributions in the last 36 calendar months, costs 5.5% of the last complete obligatory salary, and covers pensions only: “los beneficios no contemplan la cobertura de servicios médicos”. See our corrections policy.

Correction, 2 November 2026. Earlier versions of this page offered Guatemalans in the USA only voluntary contribution and described the migrant coverage as variable by agreement, taking 30-90 days. IGSS runs a Migrant Worker programme (IGSS Board Acuerdo 1543, published 4 October 2023): Q1,000 a month, with medical care in Guatemala for the spouse or partner and children under 7. The affected rows are corrected.

Overview

2026 Contribution Rates

ConceptWorkerEmployerTotal
IGSS contribution (on nominal salary)4.83%10.67%15.5%
IRTRA—1%—
INTECAP (training, not IGSS)—1%—
All contributions4.83%12.67%17.5%

Example: Worker with Q5,000/month salary. IGSS deduction: Q241.50/month. Employer contribution: Q633.50/month. Total of all contributions in the table above for that worker: Q875/month.

Diaspora — Guatemalans working in the USA

Bad news: NO Guatemala-USA agreement

Guatemala has NO social security agreement with the United States, and the Ibero-American Social Security Convention does not operate for Guatemala either (OISS, 8 September 2026). This means:

  • Your USA Social Security contributions do NOT count toward your IGSS pension
  • Your IGSS contributions do NOT count toward your USA Social Security pension
  • No reciprocal medical coverage either

Good news: alternatives

SituationWhat to do
You contributed to IGSS before migrating and will eventually returnEnrol in the IGSS Migrant Worker programme (Q1,000 a month; contributions paid before migrating may be computed with it, Acuerdo 1543 Art. 15). If you have at least 12 paid obligatory contributions in the last 36 months, you can also apply for Voluntary Contribution to keep adding IVS pension time (pensions only, no medical care; lost after three consecutive unpaid months)
Your IGSS pensioner parent lives with you in the USAAnnual proof of life through the nearest Guatemalan consulate, within 30 days of the birthday
You worked in Spain before migrating to USAThe Ibero-American Convention does not operate for Guatemala (OISS, 8 September 2026): Spanish months cannot be added to your IGSS contributions
You will return to GuatemalaIf you have 240+ months contributed (20 years), apply directly for Old-Age Pension at qualifying age
You need contribution certificate for USA visa or trámiteRequest IGSS Contribution Certificate — valid in USA with MINEX apostille

Main IGSS Hospitals and Centers

  • General Hospital of Diseases (HGE) — Zone 9, Guatemala City
  • HGA “Ceibal” — General Hospital of Accidents
  • Departmental Hospital of Retalhuleu (modernized April 2026)
  • CAMIP — Pensioner Comprehensive Medical Care Centers (in various zones)
  • Company Clinics — care within large companies (Sacos del Atlántico, Kern’s, etc.)

Complete list of medical units at igssgt.org/directorio.

Before any IGSS trámite — checklist

Have readyWhy
Valid DPIPrimary identification, scanned
IGSS affiliate numberIf you don’t have it: find it on your card or in the Affiliate Portal
Company NIT (employers)For employer payment and queries
Proof of addressFor new enrollments
Birth certificate or passportFor PRECAPI (the Migrant Worker programme asks for a DPI, passport, consular ID or IGSS affiliation card; Voluntary Contribution asks for your valid DPI)
Bank accountFor pension payment and reimbursements

2026 IGSS Calendar — key dates

MonthEvent
Each monthEmployer payment per NIT last digit (consult calendar)
30 days from the pensioner’s birthdayMandatory proof of life (survival verification)
July (first half)Bono 14: paid by the employer, not the IGSS (Decreto 42-92, Art. 3)
December and JanuaryAguinaldo: 50% in the first half of December and 50% in the second half of January, paid by the employer (Decreto 76-78, Art. 2)
AnnualIRTRA Card renewal

Common IGSS fines

ViolationFine
No employer registrationFine set by IGSS regulation between Q1 and Q500, doubled for every repeat offence (Decreto 295, Art. 56)
PRECAPI: employer infraction (domestic worker 3+ days a week)Q100 to Q500 per infraction, doubled on each repeat (IGSS Board Acuerdo 1235, Art. 65)
Late employer paymentLate-payment surcharge on the unpaid contribution, at the maximum annual simple interest rate set by the Junta Monetaria
Failing to report workplace accident in 24hQ2,000 to Q10,000 + civil liability
Failing to deduct IGSS from workerEmployer assumes 100% (their 12.67% + worker’s 4.83%)
Not proving survival on timeIGSS says the payment risks suspension and the case may be sent for analysis; reinstatement terms are not stated on its pensioner pages (checked 24 Sep 2026)

IGSS contact

ChannelDetail
Contact Center1522 (Mon-Fri 7:00-19:00, Sat-Sun 8:00-16:00)
Alternative phones2412-1224 / 2297-1224
WhatsApp5321-4477 (information only — does not book appointments)
Headquarters address7a Avenida 22-72 Zona 1, Guatemala City
Write to usigssgt.org/consultas
Public Informationigssgt.org/informacion-publica

More Guatemala state resources