Live USD/GTQ calculator — convert US dollars to Guatemalan quetzales (or vice versa) using today’s Bank of Guatemala reference rate. Useful for planning remittances, imports, travel, or any transaction involving both currencies.
How to use the calculator
The calculator on the main exchange rate page lets you enter any amount in USD or GTQ and get instant conversion with the latest Banguat rate.
Important note: This is the official reference rate. What you’ll actually receive at a commercial bank will be slightly less (when selling USD) or more (when buying USD) due to the bank spread.
Today’s reference rate
The Banguat rate updates daily. For exact today’s figure, visit the exchange rate page, where we show the official reference + actual buy/sell rates at 8 commercial banks.
Common quick conversions
At the current approximate rate of Q7.65 per USD:
| USD | Quetzales | Quetzales | USD |
|---|---|---|---|
| $1 | Q7.65 | Q100 | $13.07 |
| $5 | Q38.25 | Q500 | $65.36 |
| $10 | Q76.50 | Q1,000 | $130.72 |
| $25 | Q191.25 | Q2,500 | $326.80 |
| $50 | Q382.50 | Q5,000 | $653.59 |
| $100 | Q765.00 | Q10,000 | $1,307.19 |
| $200 | Q1,530.00 | Q15,000 | $1,960.78 |
| $500 | Q3,825.00 | Q25,000 | $3,267.97 |
| $1,000 | Q7,650.00 | Q50,000 | $6,535.95 |
| $5,000 | Q38,250.00 | Q100,000 | $13,071.90 |
These values change daily. For today’s table at the live rate, see exchange rate.
What you’ll actually receive
If you’re selling USD (changing dollars to quetzales) at a bank:
- Multiply your amount by the bank’s BUY rate (not Banguat)
- Typical BUY rates: Q7.43 - Q7.60 per USD (varies by bank)
- Result: you’ll receive Q0.05-Q0.22 less per dollar than Banguat rate
If you’re buying USD (changing quetzales to dollars) at a bank:
- Divide your amount by the bank’s SELL rate
- Typical SELL rates: Q7.81 - Q7.85 per USD
- Result: you’ll be charged Q0.16-Q0.20 more per dollar than Banguat
For US-side remittances
If you’re sending remittances, the rate you see when sending (Western Union, MoneyGram, Wise) is NOT the Banguat rate — it’s what those services choose to offer (typically between the bank’s buy and sell). To compare services and maximize what your family receives, see our remittance comparison.
Related
- Today’s Exchange Rate — live rate + bank comparison
- Exchange Rate History — annual rates 2020-2026
- Best Day to Exchange — pattern analysis
- Bank Comparison — which bank fits you
- Remittance Comparison — Wise vs Western Union vs MoneyGram
Frequently Asked Questions
Is this calculator's rate the actual rate I'll get at a bank?
This calculator uses the Banguat reference rate (official), but commercial banks apply a Q0.20-Q0.40 spread. For exactly what you’ll receive, see our bank comparison page where we show real buy and sell rates from each bank.
What's the difference between Banguat rate and commercial bank rate?
Banguat publishes a daily reference rate. Commercial banks add a margin (spread): the BUY rate (when the bank buys USD from you) is lower, the SELL rate (when the bank sells USD to you) is higher. Typical difference: Q0.30-Q0.40.
Can I rely on this rate for large transfers?
For amounts > $5,000 USD, the actual rate can be negotiated with your bank. Call directly and ask for a preferential rate. Services like Wise can offer better rates than banks for international transfers.
Why does the rate fluctuate day to day?
Banguat updates the rate daily based on currency market operations. Typical movements are Q0.01-Q0.05 per day. Larger changes reflect significant economic events.
