IUSI Online Payment 2026: Pay Guatemala Property Tax from Anywhere

Online IUSI payment in Guatemala is handled primarily through Mi Portal at muniguate.com and, alternatively, through online banking at the seven authorized system banks (Agromercantil, CHN, Bantrab, Industrial, Inmobiliario, Banrural, Promerica). The system runs 24/7, accepts international cards, and issues an instant PDF receipt — making it especially useful for the Guatemalan diaspora and property owners who travel.

Quick summary: Go to muniguate.com → Mi Portal → identify yourself with DPI + matricula fiscal → choose quarter or full year → pay by card or transfer → download PDF receipt. Full process takes 5-10 minutes. If you pay the full year between January and March you get an automatic 10% discount.

What Online IUSI Payment Is

The IUSI (Impuesto Unico Sobre Inmuebles) is Guatemala’s property tax, established by Decreto 15-98. It’s an annual tax paid quarterly (March, June, September, December) calculated on the property’s assessed cadastral value — not market value.

The Municipalidad de Guatemala (Guatemala City) enabled electronic payment several years ago through Mi Portal, a web system that centralizes catastro (cadastre), IUSI, water (EMPAGUA), municipal fees, and other municipal services. Online payment has no surcharge — you pay only the IUSI amount.

Why pay online:

• Available 24/7 from any device
• Accepts international cards (key for diaspora)
• Instant PDF receipt (valid for consular procedures, property transactions, and municipal clearance)
• No lines, no gestor, no trips to the Palacio Municipal
• 10% discount on full annual payment between January and March

How to Pay IUSI on muniguate.com Mi Portal (Step by Step)

Step 1: Gather Your Data

Before starting, have ready:

• DPI or NIT of the titleholder
• Matricula fiscal (unique cadastral registration number) — printed on any prior IUSI receipt or cadastral certificate
• Visa or Mastercard credit/debit card, or bank account for transfer

If you don’t have your matricula fiscal, email iusi@muniguate.com with your DPI and exact property address.

Step 2: Access Mi Portal

1. Open muniguate.com
2. Click Mi Portal in the top menu
3. Create an account with your DPI (first time) or sign in

Step 3: Link Your Property

1. Inside Mi Portal, select Mis Inmuebles (My Properties)
2. Enter the matricula fiscal
3. The system displays the registered address and current IUSI balance

Step 4: Choose Quarter or Full Year

1. Select the quarter due, or the full annual amount (10% discount if January-March)
2. Verify the amount in quetzales
3. If you have multiple years of unpaid balance, the system lets you bundle them

Step 5: Pay

Payment options:

• Credit or debit card (Visa, Mastercard, including international cards)
• Bank transfer from Banrural, Industrial, Agromercantil, BAM, CHN, Banco Promerica
• Online banking from your bank’s web portal or app

Step 6: Download the PDF Receipt

On confirmation, the system generates a PDF receipt with:

• Amount paid
• Quarters covered
• Transaction number
• Date and time
• Matricula fiscal and property address

Save this PDF. It serves as proof for property sales, municipal clearance, and notarial documentation.

How to Pay IUSI from Online Banking

If you prefer paying from your bank, the seven authorized system banks for IUSI are:

General steps in online banking:

1. Sign in to your bank app or web portal
2. Look for Pago de Servicios (Bill Pay) or Pago de Impuestos Municipales
3. Select Municipalidad de Guatemala — IUSI
4. Enter your matricula fiscal
5. The system shows the amount owed
6. Confirm and save the receipt

IUSI paid through banks reflects in muniguate.com Mi Portal within 24-48 business hours. If you need an immediate receipt (for a property sale closing), pay directly in Mi Portal instead.

Paying IUSI from Abroad (Diaspora)

For Guatemalans living in the US, Canada, Spain, Mexico, or any other country, online payment is the most practical option:

• International cards (Visa/Mastercard issued outside Guatemala) are accepted
• No need to travel or authorize a family member
• The PDF receipt can be emailed to a notary or gestor in Guatemala
• If your property is under a deceased relative’s name or you have large historical balances, consider requesting a payment plan (convenio de pago) by calling 2285-8600 or emailing iusi@muniguate.com before paying — they can offer plans of up to 36 months

Diaspora tip: Many Guatemalan homeowners in the US set a January calendar reminder to pay IUSI in full and capture the 10% discount. At today’s USD/GTQ exchange rate, this can save between $30 and $200 USD annually on mid-range properties.

Common Errors and Fixes

“Matricula not found”

• Verify you typed the correct number (no spaces, no hyphens)
• If the property was inherited or recently changed ownership, the matricula may be inactive — you need to update the municipal cadastre first (visit the Direccion de Catastro y Administracion del IUSI)

My international card was declined

• Make sure your card-issuing bank allows international purchases in quetzales
• Some cards require calling the bank to authorize the transaction in advance
• As an alternative, use a Wise or Revolut multicurrency card with USD balance

The 10% annual discount doesn’t show

• The discount only applies if you pay the full year between January and March
• If you select quarters individually the discount won’t apply
• Make sure to choose “Anualidad completa” (Full annual payment) on the payment summary

Paid through bank but doesn’t show in Mi Portal

• Wait 24-48 business hours
• If still missing, email the bank receipt to iusi@muniguate.com with your matricula fiscal

IUSI Rates Reminder

Online payment adds no surcharge — you only pay IUSI per Decreto 15-98 rates:

Remember: the cadastral value is typically 50-70% of market value. A house with a market value of Q1,000,000 may have a cadastral value of Q500,000-Q700,000 and pay between Q4,500 and Q6,300 annually.

For full calculation details and special cases (exemptions, mortgages, inheritances), see the full IUSI guide.

Related Internal Links

• IUSI in Guatemala — Full Guide
• Boleto de Ornato vs IUSI Difference
• Municipal Cadastre — Certificate and Account Status
• Municipal Procedures Hub
• USD/GTQ Exchange Rate
• Diaspora Returnee Guide

Official Links

• Municipalidad de Guatemala — Mi Portal
• Direccion de Catastro y Administracion del IUSI · 2285-8600 / 2285-8606 · iusi@muniguate.com