Euro to Quetzal Today: 1 EUR = Q8.52 — Banguat Reference Rate

This page shows the Banco de Guatemala (Banguat) reference rate for the euro in quetzales. It also explains how Banguat calculates that rate, shows how it moved over the past 12 months, and covers where to exchange euros in Guatemala. The rate in the box above comes from Banguat data. It is a reference, not a bank’s buy or sell price.

Correction, 8 November 2026: from 9 May to 8 November 2026, the rate this page showed for the euro came from the wrong Banguat series (the Salvadoran colón). The page text also carried worked examples, trend figures and a forecast that Banguat’s own data does not support. The rate above now comes from Banguat’s euro series, and the historical figures below are Banguat’s daily reference data.

EUR/Q Rates at Guatemalan Banks

We do not publish a per-bank EUR table. An earlier version of this page showed one, but those figures were estimates worked out from the US-dollar rate, not quotes published by the banks, so we removed it. For today’s US-dollar rates at each bank, see the exchange rate page; for EUR cash, ask the branch for its “tipo de cambio del día”.

EUR cash availability varies by branch. For larger amounts, call the branch in advance and ask for its rate for euro cash.

How Banguat Calculates the Euro Reference

Banco de Guatemala calculates reference rates for the quetzal against the US dollar and against other foreign currencies, the euro included.

• US dollar: Banguat’s buy and sell references are the weighted averages of the buy and sell operations reported by the institutions of the Mercado Institucional de Divisas (banks, private financial companies, stock exchanges and casas de cambio). They take effect from midnight of the business day after the calculation date.
• Euro and other currencies: between 8:00 and 9:00, Banguat obtains the international quotes for these currencies from a specialized information service. It multiplies each quote by its quetzal-per-dollar reference, and the result is the quetzal reference for that currency, valid for the day it refers to.

EUR/Q reference = international EUR quote (USD per EUR) x Banguat USD/Q reference

Banguat lists the euro among the currencies it calculates a reference for, together with the pound sterling, Swiss franc, Canadian dollar, Mexican peso, Japanese yen, Salvadoran colón, Honduran lempira, Nicaraguan córdoba and Costa Rican colón.

What this means for you: the Banguat figure is a reference, not a price anyone has to give you. Banks and casas de cambio set their own euro buy and sell prices, so ask for their tipo de cambio del día and compare it with the reference.

Where to Exchange Euros in Guatemala

Bank branches (call ahead)

Not every branch keeps euro cash. Call ahead and ask: ¿Tienen efectivo en euros para cambio?

Casas de cambio (currency exchange houses)

If a casa de cambio accepts EUR cash, ask for its buy rate before you exchange and compare it with the rate at the top of this page.

Money-transfer services and multi-currency accounts

For sending euros from Europe to a Guatemalan bank account, compare the total cost (the exchange rate the provider applies plus its fees) before you send. Check that rate against the Banguat reference above, and confirm whether the money arrives as a bank deposit or a cash pickup, and how long it takes.

Airport

At an airport exchange counter, compare its rate with the reference before you exchange. If you land with EUR cash, you can withdraw quetzales from an ATM with your card and exchange your euros later, once you have compared rates.

For European Tourists

If you’re visiting Guatemala from Europe for tourism:

1. Check with your card issuer what it charges for foreign withdrawals and purchases before you travel.
2. Withdraw quetzales at an ATM, and read any fee the ATM shows before you confirm.
3. Carry some cash for emergencies, and exchange euros only after comparing rates, not at the first counter you see.

Do not count on finding euro cash exchange at every branch, especially outside the larger cities.

For European Residents and EU Pension Recipients

If you live in Guatemala and receive a pension in euros:

• Ask your pension payer and your bank how the payment can be sent and what each step costs.
• Compare the total cost (rate plus fees) of the options you have, such as a direct bank wire or a multi-currency account, against the Banguat reference.
• For larger transfers, see the guide to international wire transfers linked below.

For Guatemalan Diaspora in Europe

Guatemalans in Europe sending money home:

• Compare the total cost (rate plus fees) of each service before you send.
• Choose between a bank deposit and a cash pickup depending on whether your family has a bank account.
• See the remittance comparison linked below for the options.

EUR/Q: 12-Month Banguat Range

Banguat’s daily reference data from 3 November 2025 to 6 November 2026 (265 business days), in quetzales per unit (mid of buy and sell):

• EUR 12-month low: Q8.4994 (14 October 2026)
• EUR 12-month high: Q9.1707 (29 January 2026)
• USD/Q in the same window: low Q7.61364 (16 June 2026), high Q7.66827 (20 January 2026)
• EUR/USD per Banguat: 1.1679 on 5 January 2026, 1.1142 on 6 November 2026

The dollar reference moved within a narrow band over these 12 months, so most of the euro’s movement against the quetzal came from the euro’s movement against the US dollar. We do not publish a forecast.

Related Currencies and Resources

• USD to Quetzal (live Banguat reference) — Banguat’s US-dollar reference, one of the two inputs to its euro reference
• CAD to Quetzal — For Canadian snowbirds and retirees
• GBP to Quetzal — For British retirees and UK visitors
• MXN to Quetzal — For cross-border workers and Mexican tourists
• All currencies hub — Multi-currency comparison
• USD accounts in Guatemala — Holding US dollars in a Guatemalan bank account
• International wire transfers — For larger euro transfers
• Remittance comparison — Wise, Remitly, Western Union side-by-side